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Business Insurance in Michigan

NSA has experience insuring businesses of all sizes, regardless of how unique or hard-to-place they may be. Since 1953, NSA has been serving agents and brokers throughout the Upper Midwest. Whether your risk is located in Grand Rapids, Kalamazoo, Cheboygan, or elsewhere in the state, NSA has a market to best suit your commercial auto, garage liability, general liability, or other Michigan business insurance coverage needs.

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Quote Options

Types of Business Insurance We Offer

Why quote Commercial Auto with us?

Direct Bill  for Qualifying Risks
Fleet Coverage (11 or more power units) available in all States except Massachusetts
Liability Limits up to $5 Million Available
Commercial Auto

NSA offers Commercial Auto coverage options for:

Why quote Garage Liability with us?

Risks with Prior Loss Activity
New Ventures
Highly-Valued Vehicles
Mobile Operations
Used Tire Sales and Installation
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NSA offers Garage Liability insurance coverage for businesses such as:

Why quote General Liability with us?

Broad Appetite
Monoline or Package Options
A++ Rated Markets Available
Many Classes Available on Admitted Paper
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NSA offers General Liability insurance coverage for businesses such as:

Why quote Commercial Property and Inland Marine with us?

Limits Up to $50 million
A++ Rated Markets Available
Commercial Insurance Expertise
Monoline or Package with Other Lines of Coverage
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NSA offers Commercial Property and Inland Marine insurance coverage for businesses such as:

Why quote Professional Liability with us?

Defense Outside of Limits Options
Easily Packaged Coverages with Preferred Pricing
Independent Contractors can be Included as Employees
Up to $5 million in limits
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NSA offers Professional Liability insurance coverage for businesses such as:

Why quote Workers' Compensation with us?

Minimum Premiums as Low as $1,000
Direct Bill Available
Able to Consider Large, High Mod, Multistate Accounts
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NSA offers Workers' Compensation coverage options for businesses such as:

Why quote Excess and Umbrella Liability with us?

Minimum Premiums starting at $750
Over Auto Liability, General Liability, Employer's Liability and more
Up to $10 Million Limits
Nationwide Coverage
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NSA offers Excess Liability and Umbrella coverage options for businesses such as:

Don't see what you need?
If you have a risk that’s hard to place, just send it our way. In many cases, we'll respond with a quote that same day, or the next day.

Why choose NSA?

As a member of the Berkshire Hathaway group of companies, Northern States Agency (NSA) has the strength and stability of one of the world's largest companies, along with the personal touch of an independent agency. Since 1953, we have served agents and brokers across the country, providing placement of transportation and other commercial lines business throughout the Upper Midwest.
Same-Day/Next-Day Turnaround Time
Tenured, Knowledgeable Staff
Commercial Insurance Expertise
Need a quote?
We make it easy to get a quick indication for your customer’s needs with our online submission process. When you submit online, you’ll receive a quick indication and priority service.